Disclaimer

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All information contained in this website is protected by copyright law and none of such information may be copied, repackaged, transferred, redistributed or resold, or stored for subsequent use for any such purpose, in whole or in part, by any person without cartesia's prior written consent.

This information is destined to privileged persons only, who are cartesia's clients and, as such, qualified investors. any unauthorized person receiving this information should promptly delete it and shall not, under any circumstances, make any use whatsoever of this communication, nor transfer it to any thirdperson.

All information contained has been obtained by cartesia from generally accepted public sources and is believed to be accurate and reliable. cartesia makes no representation or warranty as to the accuracy and completeness of any such information.

Under no circumstances shall cartesia have any liability to any person or entity for any loss or damage in whole or in part due to any error (negligent or otherwise) within or outside the control of cartesia or any of its directors, officers, employees or agents in connection with any such information. the credit analysis, if any, constituting part of the information contained herein, must be construed solely as statements of opinion and not statements of fact or recommendations to purchase, sell or hold any securities, funds or any other type of investment.

Each analysis or other opinion must be considered as one factor in any investment decision made by or on behalf of any recipient of the information contained in this communication, and each user must accordingly make its own study and evaluation of each security or investment and of each issuer and guarantor of, and each provider of credit support for, each security or investment that it may consider purchasing, holding or selling.

No warranty, express or implied, as to the accuracy, timeliness, completeness or fitness for any particular purpose of any such analysis or other opinion or information is given or made by cartesia in any form whatsoeverc